Homebuyer Moving, Security and Insurance Tips

By: Safe Haven,

It’s an exciting and stressful time to move into a new home. A fresh new start in a place that allows you additional space for your family. While exciting, there’s a lot you need to consider such as your home security, unpacking, adjusting to the area as well as home insurance.

While many of us have had to deal with renter’s insurance in the past, owning a home often means you need to find proper home insurance. While no one wants to have an accident in their home, such as a fire or break in, it doesn’t mean you shouldn’t be prepared for an incident. Realtor.com stresses several important factors to consider when shopping for home insurance for your new dwelling. The company recommends specifically shopping around and paying close attention to the rates, deductibles and coverage options of a minimum of two to three companies. You do not want to short yourself when it comes to adequate coverage for your home. Did you know that it’s possible to view a report of your new home’s previous claim’s report online? This is another report you may want to look at in order to determine what kind of coverage you may need on your home.

Another factor to consider when you move into your new home is home security. The choice of a home security system is an important decision that should not be taken lightly. By adding a security system to your home, you can actually reduce the cost of your insurance while also providing yourself some peace of mind. If you purchased a home with a security system, it’s important to decide whether or not you would like to activate the system that’s already installed or choose a new company. You also have the potential of updating the current system to a more advanced system. Maybe you’d like to take that old ADT system and update it with the ADT Pulse? As we discussed in a previous post, the Pulse system allows you to control various aspects of your home.

Realtor.com also recommends simple steps that can be taken such as changing the batteries in your alarms and smoke detection units as well as changing the locks on any doors. These simple tasks are especially important since you may not know exactly when the batteries were last changed, let alone if there are currently any batteries in the devices at all.

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